Privacy Policy

Ritudigital Telecom Services Pvt Ltd Privacy Policy

Welcome to Ritudigital telecom services Pvt Ltd! This Privacy Policy describes how we collect, use, and disclose personal information when you use our services. By accessing or using Holdxpay, you agree to the terms of this Privacy Policy.

1. Information We Collect

• Personal Information: When you register an account with Holdxpay, we collect personal information such as your name, email address, phone number, and payment details.
• Transaction Information: We collect information about transactions made through Holdxpay, including the amount, date, and parties involved.
• Device Information: We may collect information about the device you use to access Holdxpay, including IP address, browser type, and operating system.
• Usage Information: We collect information about how you interact with Holdxpay, such as pages visited and actions taken.

2. How We Use Your Information

• Provide Services: We use your personal information to provide and improve Holdxpay’s services, including processing transactions and resolving disputes.
• Communications: We may use your contact information to send you service-related communications, such as transaction notifications and account updates.
• Analytics: We use data analytics to understand how users interact with Holdxpay and to improve our services.
• Legal Compliance: We may use your information to comply with legal obligations, such as preventing fraud and enforcing our terms of service.

3. Information Sharing

• With Third Parties: We may share your personal information with third-party service providers who assist us in providing Holdxpay’s services, such as payment processors and analytics providers.
• Legal Requirements: We may disclose your information in response to legal requests or to protect our rights, property, or safety, or that of others.
• Aggregate Information: We may share aggregated and anonymized information with third parties for analytical or marketing purposes.

4. Data Security

• We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure.
• We use encryption and secure socket layer technology to safeguard sensitive information during transmission.

5. Data Retention

• We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Your Rights

• You have the right to access, correct, or delete your personal information. You can do this by accessing your account settings or contacting us directly.
• You may also have the right to object to or restrict the processing of your personal information in certain circumstances.

7. Children’s Privacy

• Holdxpay is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13 years old.

8. Changes to This Privacy Policy

• We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the effective date will be updated accordingly.

9. Contact Us

• If you have any questions or concerns about this Privacy Policy or our practices regarding your personal information, please contact us at kushhal.holdxpay@gmail.com.

By using Holdxpay, you acknowledge that you have read, understood, and agree to this Privacy Policy. If you do not agree with any part of this policy, please do not use Holdxpay.